Frequently Asked Questions.

Your place for quick answers to common questions.

 

If you have any questions about insurance—general or specific—this page is a good place to start. If you have further questions, please feel free to contact us via our toll free number 1.800.536.2285 or through our website.

 

Why do insurance rates always seem to be increasing?

Insurance rates increase for a number of reasons. However, the primary factors affecting your rate is the rising cost of average claims combined with additional defense costs.

 

Why do insurance companies change so much?

The insurance industry is dynamic. Usually, insurance companies change in response to a lack of profitability and an increased risk.

 

Why are there so few insurance companies that provide coverage for Fire Protection Contractors?

The Fire Protection market is very unique. Writing a policy that will cover your needs requires specific industry knowledge. The primary reason many insurance companies don’t provide coverage to Fire Protection Contractors is that they lack the knowledge to do so effectively.

 

Why and when do insurance rates go down?

Insurance rates go down when profitability increases for the insurance carriers.

 

How can I make sure that insurance requirements won’t drain my bottom line?

The most effective method to keeping your insurance requirements within reason is: negotiate the best requirements from your customer at the start of any project.